Our goal is to help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation.
Based in Phoenix Arizona, However, we are licensed in many states and offer to serve clients anywhere in the U.S. subject to appropriate state licensing.
We are an independent fiduciary, required to act in the best interest of our clients. We carefully blend financial concepts and analytical evaluations of various options to educate, develop an action plan and monitor results to help clients pursue their financial goals.
We specialize in retirement planning, wealth building, and comprehensive financial planning. Key issues include:
Accumulate and Invest for the goal of long-term financial independence.
Protect and Preserve Wealth from taxes, inflation and by proving clients with investment recommendations based on the current investment opportunities. Our philosophy is to "Participate-Yet-Protect," participating in potential opportunities but with careful selection and risk protection strategies to help reach your objectives. We review many potential investments using analytical tools from a CPA firm background seeking opportunities for our clients.
The biggest financial risk most people face today isn't early death, which you should protect against with the best life insurance strategy, but living too long and not having enough financial resources to enjoy a long, active retirement.
Another significant risk as we live longer is long-term care costs. There are many options available to protect your assets from the costs of long-term care, should you or your family have that future need.
We believe the key to the best long-term investment returns is not so much hitting the biggest winners in a good market but avoiding the big losses in a falling market. This is because if you suffer a typical bear market loss of 30%, it takes a 43% gain just to break even again.
Plan the distribution of wealth during your life as well as for your estate in the most tax-advantageous way based on your desires to provide financial assistance to your spouse, children, grandchildren or charities.
No Cost or Obligation Meeting
602-955-7500 Or E-mail email@example.com
Free Second Opinion on Current or Proposed Investment Portfolio
Evening and Weekend Appointments Available
No Minimum Account Size
We Take Your Financial Future As Seriously as YOU SHOULD!
Large enough to serve yet small enough to care
Committed to Success Through Client Satisfaction
Third party Extensive Resources that Dave has selected that rotate daily or complete list of topics in Quick Link section at the bottom of each page. Dave's many reports are in the top tab vs these 3rd party videos etc.
Tips for Finding Care for Your Disabled Child
The care of special-needs children continues into their adult years, and may survive the passing of their parents.
How Income Taxes Work
A quick look at how federal income taxes work.
Inflation - Back to the Future
Even low inflation rates over an extended period of time can impact your finances in retirement.
Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.
Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?
Understanding the value of a home warranty.
Five overlooked tax deductions to help manage your tax bill.
Learn how to build a socially conscious investment portfolio and invest in your beliefs.
Is your estate in order? This short quiz may help you assess your overall strategy.
This calculator can help you estimate how much you may need to save for retirement.
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
This calculator helps estimate your federal estate tax liability.
Estimate how long your retirement savings may last using various monthly cash flow rates.
Use this calculator to assess the potential benefits of a home mortgage deduction.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
How federal estate taxes work, plus estate management documents and tactics.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Agent Jane Bond is on the case, cracking the code on bonds.
Savvy investors take the time to separate emotion from fact.
What is your plan for health care during retirement?
Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.
Estate conservation is too important to put off. Do you have a smart exit strategy?
Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?